Opinion

Is insurance claim repudiation the answer to “drunk” driving?

Howard Dembovsky writes…

It has become common for insurance companies to include clauses in their policies where it is held that if a person drives under the influence of alcohol or drugs having a narcotic effect, their claim will be repudiated in the event of a claim. It has also become increasingly more common of late for them to repudiate claims citing the involvement of alcohol in crashes.

When I first heard that this was the case, I thought “good – at least someone is doing something and there will be a consequence which befalls those who drink and drive”. After all, the current state of affairs insofar as it relates to the prosecution of driving under the influence of alcohol is shambolic and both, I personally and JPSA have a long and vociferous history in trying to actively address this problem.
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Rescheduling road traffic offences to Schedule 5 offences is not the answer

Howard Dembovsky writes…

It is not unusual for reactionary, emotional and downright illogical statements to arise from the Minister of Transport and the RTMC when it becomes clear that no progress is being made in stemming the tide of road carnage in South Africa, but the latest assertions emanating therefrom are truly frightening and downright reckless.

When announcing the latest festive season road fatalities which amounted to 42 immediate deaths per day arising out of the 1,755 total deaths during the 2015/16 festive season, Ms Peters said “I have been deeply concerned by those caught speeding and the seeming ease with which these speedsters were granted bail”. She also said “The reclassification of all road traffic offences to Schedule 5 of the Criminal Procedure Act will receive high priority in our endeavour and quest for a mandatory minimum sentence for drunken driving, for inconsiderate and reckless and negligent driving.” Continue reading