Road Safety

Is insurance claim repudiation the answer to “drunk” driving?

Howard Dembovsky writes…

It has become common for insurance companies to include clauses in their policies where it is held that if a person drives under the influence of alcohol or drugs having a narcotic effect, their claim will be repudiated in the event of a claim. It has also become increasingly more common of late for them to repudiate claims citing the involvement of alcohol in crashes.

When I first heard that this was the case, I thought “good – at least someone is doing something and there will be a consequence which befalls those who drink and drive”. After all, the current state of affairs insofar as it relates to the prosecution of driving under the influence of alcohol is shambolic and both, I personally and JPSA have a long and vociferous history in trying to actively address this problem.
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Planning your journey – it’s not as simple as it used to be

Potholes

Lewis Caroll said: “If you don’t know where you are going, any road will get you there.” Unfortunately, Mr Caroll lived during the 19th Century and he most certainly did not live in South Africa.

According to the ¹South African National Roads Agency (SANRAL), South Africa has an estimated roads network of some 750,000 kilometres, of which only 158,124 kilometres were tarred as at 19 August 2014. Some of these tar roads are in a fair to good condition and, in a few cases, excellent condition and some may as well not be tarred since they are so pitted with potholes that they can hardly be defined as safe roads upon which to drive. Gravel roads bring with them their own set of problems, not least of which is that most city cars (and drivers) are simply not fit to drive on them. Continue reading